Mortgage Services

Get advice and tips regarding purchases, refinancing, 2nd mortgages, rental properties..

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Tips from James

Food for thought if you are considering getting a mortgage in the near future now that interest rates are low.

Even though you would like to purchase a new vehicle, don’t buy it until you secure your mortgage.  The new car payment will lower your qualifying amount significantly in some cases. For instance, a car payment of $450.00/month, can reduce your qualifying amount by as much as $50,000k. Secure the mortgage and then buy the car. I’ve had clients who were so disappointed with that outcome. They even tried to bring the car back to the dealer to no avail.

Contact James for free advice and your mortgage questions.

The son of a Haitian immigrant mother with strong work ethics, James Mercure has earned a stellar reputation among his clientele and network of real estate agents.